Bridging Finance

Bridging finance is typically used to

Purchase a new property before selling your existing one
Cover unexpected expenses or financial emergencies
Take advantage of investment opportunities
Sellers Advance
Estate Agents commission Advance

All about Bridging Finance
with PFC Group

Bond originators work with multiple lenders, increasing clients’ chances of approval and securing better deals. They often provide their services at no cost to clients, as they receive commissions from lenders.

Working with a bond originator can have several benefits, including:

Expert knowledge: Bond originators have extensive knowledge of the home loan market and can guide you through the process.

Access to multiple lenders: They have relationships with various lenders, increasing your chances of approval.

Time-saving: They handle paperwork and submissions, saving you time and effort.

Free service: Their services are usually free, as they’re paid by the lender.

Improved chances of approval: They can help you prepare and present your application to increase approval chances.

Negotiation skills: They can negotiate interest rates and terms on your behalf.

Convenience: They’ll manage the process from application to approval, making it more convenient for you.

Initial Consultation

Borrowers contact a mortgage originator for assistance with their mortgage application.

Pre-approval

The originator helps borrowers get pre-approved for a mortgage, determining how much they can afford.

Application

Borrowers provide financial documents (e.g., income proof, credit reports) to the originator.

Needs Assessment

The originator assesses borrowers’ needs, financial situation, and credit profile.

Lender Selection

The originator matches borrowers with suitable lenders and mortgage products.

Application Submission

The originator applies to the selected lender(s).

Negotiation

The originator negotiates interest rates, loan terms, and other conditions on behalf of the borrower.

Approval

The lender approves or declines the application. If declined, the originator may try other lenders.

Loan Registration

Once approved, the originator facilitates the loan registration process.

Post-Settlement

The originator ensures a smooth handover to the lender for ongoing mortgage management.

Some Genuine Words From My Clients

“Working with PFC Group made my home-buying easier. They helped me understand all the options available, and I felt confident with their guidance every step of the way. Now, I’m living in my dream home without any stress!”

Lara Smith

“Securing a home loan felt like a daunting task until I reached out to PFC Group. Their personalized approach and in-depth knowledge of the market made all the difference. I couldn’t have asked for a smoother process or better rates!”

Shirley Paul

“From the initial consultation to the final approval, PFC Group was there for me. They took the time to explain the finer details of my home loan, and I never felt lost or overwhelmed. Thanks to them, I’m a proud homeowner today!”

Rita Beck