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What is bridging finance?


Bridging Finance is short to medium-term finance for anybody who expects some payment of money from the sale of a property, estate agents commission, a pension pay-out etc.

A client uses Bridging Finance to turn profits or assets into cash, without the hassles normally associated with traditional forms of borrowing such as bank loans. Bridging Finance is therefore offered by specialist finance companies, who are able to respond quickly and seamlessly to clients’ applications.

It is quite possible to arrange Bridging Finance without actually visiting the offices of the finance company, since the whole process is normally done by e-mail, fax and telephone. In some instances it is even possible to obtain the finance on the same day as the application!

From the Bridging Finance company’s perspective, the credit approval process depends very much on the certainty of repayment. In other words, the more certain the financier is that the payment will be made at some point in the near future, the more likely your application will be approved for Bridging Finance.

Banks don’t normally provide Bridging Finance because it is a specialised process requiring trained personnel and it does not provide long-term income or regular business for them. Anybody with a short to medium-term need for specialised finance and no time to waste, should therefore approach a Bridging Finance company rather than the traditional finance sources.


Cape Town, South Africa
Tel. 083 274 2642
Email: info@pfcgroup.co.za


"Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort." - Franklin D. Roosevelt

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